Here’s why I don’t want you to into debt for a phone, because you can’t take advantage of awesome things like Mint Mobile.
Unlimited Talk text, and 10 Gigs of data for $20 per line.
(Check your current provider to see how many Gigs you use per month)
Our phone bill (with tax) is $44 per month.
If you’re not sure if it will work, do the free trial month.
We haven’t had issues with it and have loved it for the past 2 years.
Be Honest About Costco
Costco is a luxury brand.
While we all think we’re saving money buying in bulk….
It ain’t cheap ya’ll.
Considering pausing the Costco runs.
You’ll be surprised at how far the money goes.
Pay Off Debt
Total all your minimum monthly payments for your debt.
How much are you spending?
What if you could keep that money in your pocket and put it towards something else?
Pay off your debt.
The cash-on-cash return is phenomenal.
If you want more insight on how to do this fast, watch our Free Budgeting Class here.
Talk to your boss about getting a raise
One of the best things you can do is approach your boss and explain that you need to make more money.
Ask what else you could take on that you could get paid to do.
Often there are financial opportunities right under your own nose, in your current employment
Get a second job
The next best option is to get a second job, or have your partner work in the evenings when you can be home, etc.
We often need to work a second job until we can pay off debt, which frees up cash flow.
Don’t be afraid to take on a second job for a period of time.
All business can be boiled down to the fact that you are selling a product or service.
What product or service could you sell?
Inflation is here.
Things are going to get more expensive.
You will need to decrease expenses and increase income if you want to get ahead.
Instead of making excuses about why the above won’t work, why not try it?